MSACCO Guide - Kijura Sacco

What is MSACCO?

MSACCO (Mobile Savings and Credit Cooperative Organization) is a digital platform designed to help Kijura Sacco Members to save, borrow, and manage their finances using their mobile phones. It provides easy access to financial services, including deposits, withdrawals, and loans, through a simple and secure mobile interface. MSACCO aims to empower its members with convenient, affordable, and accessible financial solutions.

MTN Guide for Transacting on MSACCO

JOIN MSACCO USING MTN

  1. Dial *165*6*3#
  2. Enter SACCO ID [KIJU]
  3. Choose Accept (1)
  4. Choose Join (6)
  5. Confirm (1)
  6. Enter Institution ID [KIJU]
  7. Enter Member Account [Note: Add 1 at the end]
  8. Enter Recovery Number
  9. Enter MSACCO PIN
  10. Confirm MSACCO PIN

Note: Read and save the MSACCO number sent in the messages

DEPOSIT USING MTN

  1. Dial *165*6*3#
  2. Enter SACCO ID [KIJU]
  3. Choose Accept (1)
  4. Choose Deposit
  5. Enter MSACCO Account
  6. Enter Amount
  7. Enter Reason
  8. Confirm (1)
  9. Dial *165# to approve
  10. Enter Mobile Money Pin

WITHDRAW USING MTN

  1. Dial *165*6*3#
  2. Enter SACCO ID [KIJU]
  3. Choose Accept (1)
  4. Choose Withdraw (2)
  5. Enter MSACCO Account
  6. Enter Amount
  7. Enter MSACCO PIN to confirm

Airtel Guide for Transacting on MSACCO

JOIN MSACCO USING AIRTEL

  1. Dial *185*7*3#
  2. Choose MSACCO (1)
  3. Enter SACCO ID [1110498]
  4. Choose Join (6)
  5. Choose 1 to confirm T&C
  6. Enter Institution ID [1110498]
  7. Enter Member Account [Note: Add 1 at the end]
  8. Enter Recovery Number
  9. Enter PIN to confirm
  10. Enter MSACCO PIN (5 digits)
  11. Confirm MSACCO PIN

Note: Read and save the MSACCO number sent in the messages

DEPOSIT USING AIRTEL

  1. Dial *185*7*3#
  2. Choose MSACCO (1)
  3. Choose Deposit (1)
  4. Enter MSACCO Account
  5. Enter Amount
  6. Enter Reason
  7. Confirm
  8. Enter Mobile Money PIN to confirm

WITHDRAW USING AIRTEL

  1. Dial *185*7*3#
  2. Choose Withdraw (2)
  3. Enter Member Account
  4. Enter Amount
  5. Enter MSACCO PIN to confirm

Frequently Asked Questions (FAQ)

What Options are available when i need to use MSACCO

1. You can You the USSD vial Airtel and MTN networks

2. You can also use our Secure Mobile Banking Platform from the Google play store calles MSACCO app

How do I recover my MSACCO PIN?

To recover your MSACCO PIN, please contact our support team or visit any Kijura Sacco branch.

Can I check my transaction history on mobile banking?

Yes, you can view your transaction history directly through the mobile banking app or via USSD. The app will display details of your recent deposits, withdrawals, payments, and transfers.

What if I lose my mobile phone?

If you lose your mobile phone, please contact MSACCO support immediately to block your account and prevent unauthorized access.

How do I pay for loans via MSACCO platform?

You can Directly make a deposit to your account using MSACCO, then our systmens will directly make a loan payment of the due Amount

Stay Safe

Download the MSACCO App

For a better experience, download the MSACCO app from the Google Play Store.