MSACCO - Your Mobile Banking Solution

What is MSACCO?

MSACCO, short for Mobile Savings and Credit Cooperative, is a cutting-edge mobile banking solution designed to provide seamless and convenient financial services to individuals and communities.

With MSACCO, you can enjoy a range of features, including instant fund transfers, mobile bill payments, and account balance inquiries. It's our commitment to bringing modern banking to your fingertips.

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Key Features:

Instant fund transfers
Mobile bill payments
Account balance inquiries

What Our Users Say

"MSACCO has revolutionized the way I handle my finances. It's fast, secure, and incredibly user-friendly." - John Doe, MSACCO User

MTN guide for transacting on MSACCO

JOIN MSACCO USING MTN

Note: Read and save the MSACCO number
sent in the messages

Dial *165*6*3#
Enter SACCO ID [KIJU]
Choose Accept(1)
Choose Join(6)
Confirm(1)
Enter Institution ID [KIJU]
Enter Member Account
[Note: Add 1 at the end]
Enter Recovery Number
Enter MSACCO PIN
Confirm MSACCO PIN

DEPOSIT USING MTN

Dial *165*6*3#
Enter SACCO ID [KIJU]
Choose Accept(1)
Choose Deposit
Enter MSACCO Account
Enter Amount
Enter Reason
Confirm(1)
Dial *165# to approve
Enter Mobile Money Pin

WITHDRAW USING MTN

Dial *165*6*3#
Enter SACCO ID [KIJU]
Choose Accept(1)
Choose Withdraw(2)
Enter MSACCO Account
Enter Amount
Enter MSACCO PIN to confirm

AIRTEL guide for transacting on MSACCO

JOIN MSACCO USING AIRTEL

Note: Read and save the MSACCO number
sent in the messages

Dial *185*7*3#
Choose MSACCO(1)
Enter SACCO ID(1110498)
Choose Join(6)
Choose 1 to confirm T&C
Enter Institution ID (1110498)
Enter Member Account
(Note: Add 1 at the end)
Enter Recovery Number
Enter PIN to confirm
Enter MSACCO PIN (5 digits)
Confirm MSACCO PIN

DEPOSIT USING AIRTEL

Dial *185*7*3#
Choose MSACCO(1)
Choose Deposit(1)
Enter MSACCO Account
Enter Amount
Enter Reason
Confirm
Enter Mobile Money PIN to confirm

WITHDRAW USING AIRTEL

Dial *185*7*3#
Choose Withdraw(2)
Enter Member Account
Enter Amount
Enter MSACCO PIN to confirm

Your Security Matters

We prioritize the security of your financial information.
MSACCO employs state-of-the-art encryption technologies to safeguard your transactions.

Certified by: FutureLink Technologies LTD

Download the MSACCO app today and experience banking like never before.

Download MSACCO App